COVID-19 (Coronavirus) Updates

Does your insurance company cover Coronavirus coverage losses?

As the economy is disrupted and expected revenues are lost during the COVID-19 pandemic, businesses need to know whether they have insurance coverage and insurance companies need to know their possible exposures.

COVID-19 has disrupted events, supply chains, sales, and entire industries. As a result, businesses will likely look to their property insurers to recuperate lost business income, as well as expenses related to cleaning, sanitizing, and decontamination. This pandemic is likely to generate claims across several lines of business.

While the long-term effects of the pandemic are yet unknown, it is certain that new strategies will present unique challenges as businesses struggle to adapt to the new realities. Based on communications with some of our clients, I know that many law firms are already preparing detailed research on the issues confronting their clients.

Below is a breakdown by state of articles, publications and complaints filed that we have located to date. Click on state to expand.

What ‘Follow the Fortunes’ Means for COVID-19 Reinsurance Claims ARTICLE Court rules for insurer in restaurant owner’s COVID-19 claim ARTICLE Suquamish, Port Gamble S'Klallam tribes sue insurance providers over COVID-19 coverage ARTICLE French restaurant settles with Axa over lockdown losses ARTICLE Minor League Baseball Teams Sue Insurers ARTICLE Multiple Minor League Baseball Teams v. Multiple Carriers COMPLAINT Insurer Counters Income Loss Claims by Arguing Restaurants Operated Takeout Service ARTICLE Suit against Berkshire argues virus exclusions should be barred ARTICLE Casino sues FM Global unit for up to $1 billion in coronavirus cover ARTICLE Businesses Opening Despite Shutdown Could Face Questions Over Coverage ARTICLE Broker seeks dismissal of restaurant’s COVID-19 lawsuit ARTICLE LETHER LAW GROUP - Washington Insurance Commissioner Releases New Guidance to Businesses in Light of Recent Events ARTICLE N.Y. Emergency Reg Requires Insurers to Expedite Claims Related to Civil Unrest ARTICLE Washington Commissioner Urges Firms Damaged During Riots to File Claims ASAP ARTICLE Did Debate Over Business Income Insurance Just Get More Complicated? ARTICLE How COVID-19 Court Lockdowns May Turn the Social Inflation Tide ARTICLE Property Damage – Is It Because the Government Says It Is? ARTICLE When Insurers Deny Claims, Brokers Are Next in Line for Allegations of Wrongdoing ARTICLE Insurance broker hit with lawsuit over coronavirus exclusion clause ARTICLE Business Interruption Claimants Like How Some Localities Worded Emergency Orders ARTICLE Beast Chef Naomi Pomeroy Sues Insurer for Denying Coverage of Losses During the Pandemic ARTICLE Hotel group, day care center sue for COVID-19 cover ARTICLE UPDATE: Force Majeure Under the Coronavirus (COVID-19) Pandemic ARTICLE Willis Paints COVID-19 Insurance Loss Big Picture: It’s a Wash or Historic Catastrophe ARTICLE NJ restaurants file class action lawsuits over denied COVID-19 business interruption claims ARTICLE AIG expects wide industry COVID losses; cuts insurtech unit ARTICLE LETHER LAW GROUP - Continuing Developments with Business Interruption Claims ARTICLE Class-action lawsuit joins growing number over business interruption insurance denials amid COVID-19 pandemic ARTICLE Restaurant sues insurer, brokers over COVID-19 coverage ARTICLE LETHER LAW GROUP - Covid 19 Update - April 21, 2020 ARTICLE Legal experts prepare for battles over business interruption cover ARTICLE Compendium of U.S. State Insurance Department Responses to the COVID-19 Pandemic ARTICLE COVID-19 Claims to Hit Lloyd’s on Multiple Lines, Says CEO Neal ARTICLE More Restaurant Owners ask Courts to Find that COVID-19 Has Caused “Direct Physical Loss” Triggering Business... ARTICLE Insurers knew the damage a viral pandemic could wreak on businesses. So they excluded coverage. ARTICLE Contingent Business Interruption: Getting All the Facts ARTICLE Lawsuits Against Businesses Over Coronavirus Have Begun. More to Come? ARTICLE CGL Coverage and Coronavirus: Is Causing Exposure an “Occurrence”? ARTICLE Businesses At Risk Of COVID-19-Related Lawsuits Should Consider Providing Notice Of Circumstance Under Current... ARTICLE Will My Business Interruption Insurance Cover My COVID-19-Related Business Losses? If it Won't, What are My Options? ARTICLE Force majeure provisions: Dusting off a law school exam topic for the COVID-19 pandemic ARTICLE Potential Insurance Coverage For COVID-19 Losses ARTICLE Commentary: Does Business Income Insurance Cover Coronavirus Shutdowns? ARTICLE Analyst Says Specialty P/C Insurers More Likely to See Business Interruption Losses ARTICLE Does Commercial Insurance Cover COVID-19-Related Losses? ARTICLE
Pagnole Et Cie., Inc. d/b/a Chex Panisse Restaurant v. Amco Insurance Company COMPLAINT Flower Sisters LLC d/b/a Kidspark v. Great American Insurance Company COMPLAINT West Coast Hotel Management, LLC v. Berkshire Hathaway Guard Insurance Companies COMPLAINT Grubstake Holdings, LLC d/b/a Grubstake and 1337 Mission v. First Mercury Insurance COMPLAINT California Modifies the Tolling of Statutes of Limitations in Civil Cases ARTICLE Flower Cos. Say Travelers Used COVID-19 To Deny Claims ARTICLE FlorExpo LLC and Kendal Floral Supply LLC b. Travelers Property Casualty Company of America COMPLAINT IN-N-OUT Burgers v. Zurich American Insurance Company COMPLAINT Pez Seafood DTLA, LLC, d/b/a/ Pez Cantina and Pez Powder v. The Travelers Indemnity Company COMPLAINT Mortar and Pestle Corp. d/b/a Olea Restaurant v. Atain Specialty Insurance Company COMPLAINT San Diego barber: Insurance denied claims for business interruption coverage ARTICLE Pappy's Barber Shops, Inc. et al v. Farmers Group Inc. et al COMPLAINT Raven and The Bow, LLC d/b/a Ivy Room v. First Mercury Insurance Company COMPLAINT California Music Venues Sue Insurer over Business Interruption Related to COVID-19 ARTICLE Mudpie, Inc., v. Travelers Casualty Insurance Company of America COMPLAINT Commissioner Lara - Premium Refunds, Credits, and Reductions in Response to COVID-19 Pandemic ARTICLE Musso & Frank Grill Co., Inc. v. Mitsui Sumitomo Insurance USA Inc. COMPLAINT Hair Perfect International, Inc., v. Sentinel Insurance Company Limited, d/b/a The Hartford COMPLAINT Pigment Inc. v. The Hartford Financial Services Group & Sentinel Insurance Company COMPLAINT New Restaurant Group v. Farmers Group & Mid-Century Insurance COMPLAINT Lieff Cabraser & Law Office of Alexandra Foote File COVID-19 Breach of Contract Lawsuit on Behalf of Premier California Restaurant Group for Nonpayment of Claims Against Farmers Group and Mid-Century Insurance ARTICLE Simon Wiesenthal Center, Inc. and Moriah Films v. Chubb Group of Insurance Companies COMPLAINT Simon Wiesenthal Center, Inc. and Moriah Films v. Chubb Group of Insurance Companies MEMORANDUM OF POINTS AND AUTHORITIES Simon Wiesenthal Center sues Chubb to ensure coronavirus insurance coverage ARTICLE LOS ANGELES - Travelers Casuality Insurance v. Geragos & Geragos - US District Court COMPLAINT Commissioner Lara requires insurance companies to fairly investigate all business interruption claims caused by COVID-19 ARTICLE Moda LLC v. Hartford Fire Insurance COMPLAINT Caribe Restaurant & Nightclub, Inc. v. Topa Insurance Company COMPLAINT LA lawyer sues Travelers for coronavirus coverage ARTICLE LOS ANGELES - Geragos - 837 Foothill v. The Travelers COMPLAINT LOS ANGELES - Mark Geragos v. The Travelers (2) COMPLAINT LOS ANGELES - Geragos - 2420 HNL v. The Travelers COMPLAINT LOS ANGELES - Mark Geragos v. The Travelers COMPLAINT LOS ANGELES - Geragos - 10E LLC v. The Travelers COMPLAINT Classic SF Restaurant John’s Grill Sues Insurance Company Over Denied Coronavirus Claim ARTICLE John's Grill V. The Hartford Financial Services COMPLAINT Scratch Bar joins list of restaurants suing for coronavirus cover ARTICLE Scratch Restaurants LLC v. Farmers Group Inc. COMPLAINT French Laundry Partners v. Hartford Fire Ins. Co. COMPLAINT Restaurateur Sues The Hartford, Seeking Coverage for Coronavirus Business Interruption ARTICLE
Ian McCabe Studio, LLC v. Erie Insurance Exchange COMPLAINT HTR Restaurants, Ind. d/b/a Siebs Pub v. Erie Ins. Exchange - Moved to Federal Court DISMISSAL Suit against Berkshire argues virus exclusions should be barred ARTICLE Pennsylvania Restaurants, Dentist Join Surge Seeking Virus Coverage ARTICLE King Cobra Group, LLC d/b/a Cobra Lounge v. Motorists Commercial Mutual Insurance Company COMPLAINT Smile Savers Dentistry, PC v. CNA COMPLAINT The Cocorico Corp. d/b/a Round Corner Cantina v. Motorists Commercial Mutual Insurance Company COMPLAINT Dumont Brothers, Inc. v. Nautilus Insurance Company COMPLAINT Umami Pittsburgh, LLC v. Motorists Commercial Mutual Insurance Company COMPLAINT Bowser Automotive, Inc. v. Chubb Group of Insurance Companies COMPLAINT Dianoia's Eatery, LLC d/b/a/ Dianoia's and Pizzeria Da Vide v. Motorists Mutual Insurance Company COMPLAINT Jul-Bur Associates, Inc. and Julie's Bottega v. Selective Insurance Company - MOTION TO DISMISS MOTION Jul-Bur Associates, Inc. and Julie's Bottega v. Selective Insurance Company COMPLAINT Independence Restaurant Group, LLC d/b/a Independence Beer Garden v. Certain Underwriters at Lloyd's London COMPLAINT Fire Island Retreat v. Brit Global Specialty USA, INC & Lloyds of London COMPLAINT Jabz Chandler II LLC. et al v. Philadelphia Insurance Companies COMPLAINT Policyholder pulls COVID-19 suit against broker, insurer ARTICLE Insurance broker hit with lawsuit over coronavirus exclusion clause ARTICLE Magna Legal Services, LLC v. Hartford Fire Insurance Company COMPLAINT C.A. Spalding Company v. Selective Insurance Group Inc. et al - MOTION TO DISMISS MOTION C.A. Spalding Company v. Selective Insurance Group Inc. et al COMPLAINT River Twice Restaurant - PLAINTIFFS’ MOTION FOR TRANSFER MOTION The General Assembly of Pennsylvania - HOUSE BILL No. 2372 BILL Friends of Danny Devito, et al v. Tom Wolf, Governor ANSWER Friends of Danny Devito, et al v. Tom Wolf, Governor OPINION Laudenbach Periodontics and Dental Implants, LTD v. Liberty Mutual Insurance Company COMPLAINT Geneva Foreign & Sports, Inc v. Erie Insurance Company of New York et al COMPLAINT Chester County Sports Arena v. Cincinnati Specialty Underwriters Insurance Company COMPLAINT Windber Hospital d/b/a Chan Soon Shiong Medical Center v. Travelers Property Causualty Company COMPLAINT Milkboy Center City LLC v. Cincinnati Insurance COMPLAINT Lansdale 329 PROP, LLC et al v. Hartford Underwriters Insurance Company COMPLAINT LETHER LAW GROUP - Continuing Developments with Business Interruption Claims ARTICLE Phila. Law Firm Sues Insurer Over COVID-19 Business Interruption Coverage ARTICLE Sidkoff, Pincus & Green PC v. Sentinel Insurance Company COMPLAINT Penn. High Court Deals Potential Blow To Carriers’ Denial Of Business Income Claims ARTICLE Comcast Center Steakhouse Sues Insurance Company Over Coronavirus Losses ARTICLE Newchops Restaurant Comcast LLC v. Admiral Indemnity Company COMPLAINT HTR Restaurants, Ind. d/b/a Siebs Pub V. Erie Insurance Exchange COMPLAINT Tambellini Restaurant v. Erie Insurance Exchange COMPLAINT South Philadelphia restaurant River Twice sues insurance company to cover coronavirus losses ARTICLE River Twice v. Admiral Indemnity COMPLAINT